If you think debt repair is just sending one template dispute letter, think again. Credit repair is a process. You can see from this free credit repair letters that it takes escalation and a systematic knowledge to get the job done quickly.

Without the right information and without follow up or follow through, these free credit dispute letters will not work on their own.

For these free credit dispute letters to work, you will need to send a series using a combination of two or more of these sample letters at the right time. Timing is critical. Also, make sure that you have modified these free credit repair letters accordingly. Also send the same letter to the three credit bureaus.

These free credit dispute letters are intended for use in the majority of dispute scenarios with creditors, credit bureaus and collection agencies.